Wild World House Expansions & Loans
Every loan Tom Nook gives you, what each expansion adds and how much the whole house costs: 3,559,800 Bells.
- Stages
- 7
- Total
- 3,559,800 Bells
- Biggest loan
- 948,000 Bells
- Interest
- None
Every loan in order
| # | Stage | Loan | What you get | Running total |
|---|---|---|---|---|
| 1 | First houseYour part-time job for Tom Nook knocks 1,400 Bells off, leaving 18,400 to pay. | 19,800 | One 4×4 room | 19,800 |
| 2 | First expansion | 120,000 | Main room grows to 6×6 | 139,800 |
| 3 | Second expansion | 298,000 | Main room grows to 8×8 | 437,800 |
| 4 | Second floor | 598,000 | Adds a 6×6 upstairs room | 1,035,800 |
| 5 | Left room | 728,000 | Adds a 6×6 room to the left | 1,763,800 |
| 6 | Right room | 848,000 | Adds a 6×6 room to the right | 2,611,800 |
| 7 | Back roomThe last loan. Paying it off brings no extra reward in Wild World. | 948,000 | Adds a 6×6 room at the back | 3,559,800 |
How paying off works
- Pay your loan at the town hall counter with Pelly or Phyllis; partial payments are fine and there is no interest or deadline.
- When the loan reaches zero, talk to Tom Nook in his shop. He offers the next expansion and asks which roof colour you want.
- The work is done overnight; the next morning your house is bigger and the new loan begins.
Good to know
- Every player in a save shares the same house and the same loan.
- The attic is where you save and where other players “sleep”.
- Wild World has no basement.
FAQ
How much does the whole house cost in Wild World?
3,559,800 Bells across 7 loans.
Is there a reward for paying off your house?
No. Unlike the other games, Wild World gives nothing for paying off the last loan.
Does each player get a house?
No. All players in one save share a single house and its loan.
Sources & picture credits
Guide text is original retrogameindex writing, checked against Nookipedia and the Animal Crossing Wiki. Sprites, renders and screenshots © Nintendo; local copies archived from Animal Crossing Wiki file pages (listed on the image gallery).