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ANIMAL CROSSING: WILD WORLD / PROGRESSION
House expansions and mortgage costs
Every house stage and associated loan, from 19,800 to 948,000 Bells.
Edition covered
Original Nintendo DS game; New Leaf and New Horizons features do not apply.
On this page01 Arranging an expansion02 House stages and loans03 Total mortgage cost04 Life inside your house
Arranging an expansion
Pay the current mortgage through Town Hall, then speak with Tom Nook about the next expansion.
House stages and loans
| House stage | Associated loan |
|---|---|
| Initial 4×4 main room | 19,800 Bells |
| Main room expanded to 6×6 | 120,000 Bells |
| Main room expanded to 8×8 | 298,000 Bells |
| Upstairs room added | 598,000 Bells |
| Left room added | 728,000 Bells |
| Right room added | 848,000 Bells |
| Back room added | 948,000 Bells |
Total mortgage cost
The listed loans total 3,559,800 Bells, before accounting for the introductory job's contribution. The attic is separate from the main decorating rooms.
Life inside your house
Inside your house, arrange furniture, display collections, play K.K. recordings, and host villagers. Long absences can result in cockroaches, which you remove by stepping on them.
FIELD NOTE
Nintendo DS mechanics. Wii U differences and historical distribution restrictions are noted where relevant. Based on the supplied Wild World guide (23 September 2026).