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Medieval II: Total War / Trade and economy

Medieval II economy guide: merchants, trade routes and upkeep

Separate settlement trade from merchant earnings and the recurring costs of your armies.

Edition covered

The original 2006 Grand Campaign and standard PC rules. Publisher images come from the later Definitive Edition bundle. Separate Kingdoms campaigns and mods use different factions, maps and rules.

Fund armies with recurring income

Large armies form lines across an open valley in a publisher screenshot.
Large armies form lines across an open valley in a publisher screenshot.

Read the financial projection before starting construction. A healthy treasury can disappear when armies, mercenaries and several building projects all create expenses together.

Economy tools
ToolUseCondition
RoadsTrade and movementUseful connections
PortsMaritime tradeOpen coastal routes
MarketsSettlement commerceAvailable building tier
MerchantResource incomeOccupy a trade resource
DiplomatTrade agreementsReach another faction

Choose the correct income tool

Roads, ports and markets develop settlement commerce. Merchants earn separately by occupying resource locations; they do not replace trade buildings inside a city.

Budget review
Cost or riskInspectResponse
Army upkeepFinancial projectionConcentrate around actual objectives
MercenariesUnit upkeepHire for a defined need
Blocked portHostile fleetProtect or reopen the route
Idle garrisonFree-upkeep slotsUse eligible militia where suitable

Keep naval routes usable

A port can be valuable and vulnerable at the same time. Inspect nearby fleets before assuming a coastal upgrade will provide dependable income throughout a war.

Review garrisons after the front moves

Troops far behind the frontier can become an unnecessary expense. Cities offer free-upkeep slots for eligible militia; check the local slots and unit eligibility before relying on that benefit.

Useful tip

Troops far behind the frontier can become an unnecessary expense. Cities offer free-upkeep slots for eligible militia; check the local slots and unit eligibility before relying on that benefit.

References
Guide references
ReferenceWebsite
Medieval II: Total War publisher listingstore.steampowered.com
Original game manualcdn.akamai.steamstatic.com
Feral game manualwww.feralinteractive.com