Saints Row 2 activities and rewards: Insurance Fraud, Fight Club and more
Compare Saints Row 2 activities by objective and the permanent rewards worth checking.
Edition covered
Saints Row 2’s original base campaign, first released on consoles in 2008 and on PC in 2009. Publisher pictures show the PC listing. Console-exclusive DLC, community-restored DLC and overhaul-mod rules are outside this guide.
Choose activities you can finish consistently
Each activity type asks for a particular skill, from driving to close combat or property damage. Most have two locations and six levels per instance. Rewards at milestone levels make completing an instance more useful than repeatedly starting unrelated first levels.
| Activity | Main task | Useful focus |
|---|---|---|
| Insurance Fraud | Earn damage value while ragdolling in traffic | Use busy roads and the scoring state |
| Fight Club | Win melee rounds | Block, manage space and use learned attacks |
| Mayhem | Reach a destruction value | Build chains in object-rich areas |
| Fuzz | Perform actions for a mock police show | Follow the camera crew’s current prompt |
| Septic Avenger | Spray designated targets | Prioritize high-value targets on the route |
| Heli Assault | Protect contacts from the air | Learn stable aiming and flight control |
Read the location-specific unlock before grinding
Two instances of the same activity can grant different rewards. Check the activity’s district and milestone before choosing it for an unlock. Common reward categories include weapon access, ammunition benefits, health or damage improvements and changes to everyday movement.
| Reward | Activity and location | Milestone |
|---|---|---|
| Kobra pistol | FUZZ in the Projects District | Complete level 3 |
| Unlimited pistol ammunition | FUZZ in the Projects District | Complete level 6 |
| Unlimited SMG ammunition | Snatch in the Downtown District | Complete level 6 |
| Unlimited shotgun ammunition | Drug Trafficking at the Airport | Complete level 6 |
| Unlimited sprint | Insurance Fraud in the Factories District | Complete level 6 |
| Unlimited rifle ammunition | Hitman target lists | Complete all five lists |
Use the activity’s scoring rule
Insurance Fraud scores ragdoll damage in traffic, Mayhem scores destruction, and Fight Club asks for melee victories. Normal combat instincts do not always fit the scoring rule. Read the active target and use the equipment or environment provided for that activity.
Return after improving the character if needed
Higher levels increase pressure. A difficult vehicle route or defensive mission may become easier with better familiarity, equipment or unlocked benefits. Keep a separate save and change activities when repeated failures stop teaching you anything useful.
Higher levels increase pressure.
References
| Reference | Website |
|---|---|
| Saints Row 2 — publisher listing | store.steampowered.com |
| Saints Row Wiki: activities and diversions | saintsrow.wiki |
| Saints Row Wiki: unlockables | saintsrow.wiki |
| GameSpot: Saints Row 2 walkthrough | www.gamespot.com |
| Saints Row official legacy overview | saintsrow.com |
| Saints Row Wiki: FUZZ rewards | saintsrow.wiki |
| Saints Row Wiki: sprint unlocks | saintsrow.wiki |
| Saints Row Wiki: weapon unlocks | saintsrow.wiki |
| Saints Row 2: Purgatory community reference | steamcommunity.com |